The most common auto insurance myths and misconceptions

Auto insurance is something that every car owner needs, but not everyone understands. There are many myths and misconceptions about auto insurance that can confuse or mislead consumers. In this article, we will bust some of the most common ones and help you make informed decisions about your coverage.

Myth 1: The color of your car affects your insurance rate

This is one of the most persistent myths about auto insurance, but it has no basis in reality. Your car’s color does not influence how much you pay for your insurance. Insurance companies look at factors such as your driving record, your car’s make, model, year, and safety features, your location, your mileage, and your credit score to determine your rate. The color of your car has nothing to do with it.

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